Middle TN · New Construction
Builder incentives across Middle Tennessee new construction.
Rate buydowns, closing-cost credits, flex cash and design allowances — a current, sourced snapshot by county and builder, so you can see where the real savings are before you tour. We don't just track these; we negotiate alongside the builder for you.
As of June 21, 2026. Builder incentives change weekly and vary by home, community, and lender. This is a snapshot to orient you — not an offer. Call 615-265-1000and we'll confirm exactly what's live today on any community, and what it actually costs you to have us represent you.
51 builder incentives on file across 5 counties, each last verified on the date shown on its card (oldest June 21, 2026; most recent 2026-09-07). 24 more have passed their stated end date and are not shown.Builder incentives change weekly — call 615-265-1000 for what's live today.
Davidson County (21)
Beazer Homes
Overlook at Aarons Cress (Hermitage)
up to $20,000 in closing costs with Choice Lender
Beazer Homes
Tulip Hills (Nashville area)
up to $10,000 in closing costs with Choice Lender
M/I Homes
builder-wide
1/2 off design options up to $40,000 OR $15,000 in closing costs + FREE fridge, washer, dryer, blinds
M/I Homes
builder-wide
$2,000 toward design options and upgrades for educators, firefighters, Child Protective Services, law enforcement, medical personnel, and active, reserve and retired Armed Forces. Not valid on contracts written prior to November 20, 2025; no end date stated
Pulte Homes
builder-wide
$15,000 toward closing costs
David Weekley Homes
builder-wide
$1,000 home discount for active medical personnel, firefighters, police officers, teachers and military service members, on contracts written between January 1 and December 31, 2026; proof of current employment required
David Weekley Homes
builder-wide
4.99% rate on select homes
Beazer Homes
Mount Juliet / Hermitage area
up to $20,000 in closing costs on select homes
Beazer Homes
Mount Juliet / Nashville area
up to $14,000 in hot deal incentives
Goodall Homes
builder-wide
3.99% rate (5.620% APR FHA, 4.733% APR VA) 5/1 ARM
Goodall Homes
builder-wide
4.99% rate (5.750% APR FHA, 4.967% APR VA) 30-year fixed
Goodall Homes
builder-wide
5.25% rate (5.538% APR) conventional
Goodall Homes
builder-wide
4.750% rate (5.510% APR) FHA pre-sale
Goodall Homes
builder-wide
4.99% rate (5.147% APR) conventional pre-sale
Smith Douglas Homes
builder-wide
4.99% fixed rate with ZERO CLOSING COSTS on select homes
Toll Brothers
The Nations (Nashville)
3.25% first year rate (6.02% APR) with 2/1 Buydown - FHA 30-year fixed
Toll Brothers
The Nations (Nashville)
3.38% (1-year), 4.38% (2-year), 5.38% (3-30 year) buydown options with 740 credit score
Century Communities
builder-wide
3.75% rate (4.608% APR) for first 5 years with Inspire Home Loans
Drees Homes
builder-wide
up to $50,000 in closing costs on quick move-in homes
Beazer Homes
Overlook at Aarons Cress (Hermitage)
Up to $20,000 in closing costs on select homes with a Choice Lender
Toll Brothers
The Nations (Nashville - regional market)
FHA 2/1 buydown: Year 1 3.25% (6.02% APR)
Sumner County (10)
Lennar
Durham Farms (Hendersonville)
$10,000 Flex Cash plus $10,000 additional incentive with preferred lender
David Weekley Homes
builder-wide
interest rate as low as 4.99% on select homes in Nashville area
David Weekley Homes
builder-wide
$1,000 home discount for active medical personnel, firefighters, police officers, teachers and military service members, on contracts written between January 1 and December 31, 2026; proof of current employment required
Goodall Homes
Langford Farms (Gallatin)
Special Low Interest Rates on select available homes and to-be-built floorplans
Goodall Homes
Summerlin (White House)
Special Interest Rate with Silverton Mortgage on select homes
Smith Douglas Homes
Winston Place (Gallatin)
3.99% (4.323% APR) 5/1 ARM with $0 closing costs on select quick move-in homes
Davidson Homes
Calista Farms (White House)
half off options up to $15,000 PLUS 3% toward closing costs or rate buydown on to-be-built homes
Beazer Homes
builder-wide
up to $15,000 in closing costs
Drees Homes
builder-wide
up to $50,000 in closing costs on select quick move-in homes
DSLD Homes
Sumner County area
FREE Side by Side Refrigerator
Williamson County (8)
Goodall Homes
builder-wide
3.99% interest rate (5/1 ARM) with Silverton Mortgage
Goodall Homes
builder-wide
4.99% fixed-rate interest rate with Silverton Mortgage
David Weekley Homes
builder-wide
interest rate as low as 4.99%
David Weekley Homes
builder-wide
$1,000 home discount for active medical personnel, firefighters, police officers, teachers and military service members, on contracts written between January 1 and December 31, 2026; proof of current employment required
M/I Homes
builder-wide
$2,000 toward design options and upgrades for educators, firefighters, Child Protective Services, law enforcement, medical personnel, and active, reserve and retired Armed Forces. Not valid on contracts written prior to November 20, 2025; no end date stated
Celebration Homes
Franklin area (14 communities)
$10,000 closing cost incentive with Preferred Lender
Lennar
Bowie Meadows / Wynwood Park (Fairview)
Everything's Included package with stylish upgrades at no extra cost
Beazer Homes
Parson's Valley Estates, Thompson's Station
Up to $25,000 in 'YOUR CHOICE' savings on select homes
Maury County (6)
David Weekley Homes
Heritage Green (Columbia)
Now selling across three collections; starting prices from $373,990 (Cottage), $416,990 (Classic) and $509,990 (Signature). No promotional amount published on the community page as of 2026-09-07
Smith Douglas Homes
Hampshire Hills, Columbia
4.99% FHA Fixed Rate (limited to select locations/homesites)
Goodall Homes
The Landing at Greens Mill, Columbia
2.99% (5.75% APR) on select homes
David Weekley Homes
builder-wide
$1,000 home discount for active medical personnel, firefighters, police officers, teachers and military service members, on contracts written between January 1 and December 31, 2026; proof of current employment required
David Weekley Homes
builder-wide
Interest rate as low as 4.99% on select homes
Del Webb
Southern Springs, Spring Hill — Del Webb markets this community as age-qualified (55+); eligibility rules are the community's own
1% of loan amount toward closing costs or rate buydown with preferred lender
Rutherford County (6)
Goodall Homes
builder-wide
3.99% (5/1 ARM), 4.99% (30-year fixed), 5.25% (conventional loans), 4.750% (FHA pre-sale), 4.99% (conventional pre-sale)
David Weekley Homes
builder-wide
$1,000 home discount for active medical personnel, firefighters, police officers, teachers and military service members, on contracts written between January 1 and December 31, 2026; proof of current employment required
M/I Homes
builder-wide
$2,000 toward design options and upgrades for educators, firefighters, Child Protective Services, law enforcement, medical personnel, and active, reserve and retired Armed Forces. Not valid on contracts written prior to November 20, 2025; no end date stated
Smith Douglas Homes
builder-wide
2/1 buydown on select homes with rates starting at 2.99%
Smith Douglas Homes
builder-wide
Up to $15,000 towards closing costs or rate buydowns on inventory homes; up to $10,000 on pre-sale homes
Regent Homes
Murfreesboro
4.99% 30-year fixed rate
Builder Incentive FAQs
What new-construction builder incentives are available in Middle Tennessee right now?
Builders across Middle Tennessee offer rate buydowns, closing-cost credits, flex cash, and design-center allowances. The specific rates, amounts and end dates are on the cards above, each with the builder's own page as its source and the date we last verified it. Offers that have passed their stated end date are filtered out rather than left on the page. Incentives vary by builder, community, and home, and they change weekly — call The Will Johnson Team at 615-265-1000 and we'll confirm what's live today on any community.
Do builder incentives require using the builder's preferred lender?
Most of the largest incentives — especially rate buydowns and the bigger closing-cost credits — require financing through the builder's preferred lender. That can still be a good deal, but it's worth comparing the all-in cost against an outside lender. We help buyers run that comparison before they commit.
Can I negotiate more than the advertised builder incentive?
Sometimes. Advertised incentives are the starting point, not always the ceiling — especially on standing inventory, end-of-quarter homes, or communities closing out. Having your own buyer's agent working these communities is how you find out what's actually negotiable. In most new-construction sales the builder pays our commission, so our representation is typically little or no cost to you — ask any agent to explain their fee structure and when it's due.
We don't just track incentives — we negotiate them.
Tell us the community and we'll pull the live incentive, compare the preferred-lender math against an outside lender, and represent you through the build — at little or no cost to you in most cases.
615-265-1000